Rates & Fees
Review demo exchange rates, fee structures and delivery times to understand cross-border costs for personal and business use.
Fee breakdown
FX markup
The demo shows a public market rate with a fixed spread so users can judge cost ranges quickly.
Transfer fee
Fees vary by payment method, amount and corridor cost structure, using either fixed or tiered pricing.
Delivery timing
Delivery depends on clearing windows, local banks and the payout method, with final timing confirmed on the review page.
Popular corridor comparison
| Corridor | Reference FX | Fee | Delivery speed | Notes |
|---|---|---|---|---|
| U.S. → China | 1 USD = 7.2320 CNY | 4.99 USD | Within 10 minutes | Suitable for family support and student living expenses |
| U.S. → Europe | 1 USD = 0.9180 EUR | 5.99 USD | Within 1 hour | Supports payouts to multiple European bank accounts |
| U.S. → Japan | 1 USD = 147.1200 JPY | 5.99 USD | Within 30 minutes | Suitable for tuition and daily spending transfers |
| U.S. → Australia | 1 USD = 1.5120 AUD | 5.99 USD | Within 30 minutes | Supports mainstream local account payouts |
Supported currencies
Major currencies such as USD, CNY, EUR, JPY and AUD continue to be covered.
Fee model
Fixed fees plus corridor-specific spreads keep the pricing logic transparent.
Delivery tiers
Express, standard and economy rails fit different cost and timing requirements.
Risk controls
Higher-risk corridors trigger stricter review levels with matching fee and timing guidance.
Common questions
Why do the rates change on the page?
The demo recalculates rates in real time, but live business should use the booked rate confirmed at order submission.
Why are the fees different?
Clearing costs differ by country, payment method and receiving account type, so fees vary by route.
Can the delivery time be guaranteed?
The system provides an estimated timeline, but holidays, AML reviews and local bank processing can affect the final arrival time.